Banking and Financial Services cases I have dealt with tend to fall into two areas. The first is asset finance, where the subject matter is anything that can be purchased with the assistance of a loan. This could be office equipment, plant and machinery, motor cars, shop fittings etc.
The second area is the sale or alleged mis-sale of financial products. This could include mortgages, insurance products, hedging products or swaps, arising either in a business or individual context. Mediation occurs also in the regulatory field, of which I have experience.
Charles Middleton-Smith is widely experienced in Banking and Financial Services cases. Below are examples of some recent engagements in this area:
- Banking case regarding large country estate, offshore trusts, refinancing £m, misrepresentation, interest rate swaps, multi currency hedging, structured notes
- Case concerning alleged mis-selling of shared appreciation mortgage
- Case concerning personal liabilities under guarantees over substantial business loan – film sector
- Asset finance case regarding commercial agreements for shop fittings, with related guarantees. Issues of insolvency, Scottish law and undue influence
- Multi-party international asset finance case concerning photocopying machines – fraud allegations
- Asset finance case about several very valuable motor cars. Significant issues of law, relating to sale of goods and title, fraud by third parties
- FSA scheme case regarding multi million pound investigation into insurance company
- FSA scheme case regarding alleged mis-selling of mortgage products
- Several cases concerning interest rate hedging products (swaps) around secured business loans and personal loans
Appoint Charles
For enquiries, or to engage Charles on a possible mediation, please get in touch by phone or email. Alternatively, Charles may be appointed via IPOS Mediation (contact details here). All communications are treated with the strictest confidence.
